Texas Dwelling Fire Insurance

Protection for Rental Properties & Vacant Homes

If you own a rental property, vacation home, or vacant house, a standard homeowners policy may not provide the coverage you need. Dwelling Fire Insurance is designed to protect properties that aren’t your primary residence, offering essential coverage for fire, vandalism, weather damage, and more. At QB Multiservices (powered by USA Commercial Insurance), we help property owners find the right protection for their investments.

What Does Dwelling Fire Insurance Cover?

If you or your employees use vehicles for business purposes, a personal auto policy may not cover you in the event of an accident. A commercial auto policy provides essential protection for:

A Dwelling Fire policy is ideal for:
✔ Rental Properties – Protects landlords from damage to tenant-occupied homes
✔ Vacant Homes – Covers unoccupied properties that may be at higher risk
✔ Seasonal or Vacation Homes – Ensures second homes are protected year-round
✔ Older Homes – Offers flexible coverage for non-owner-occupied properties

Coverage options include:
✔ Dwelling Coverage – Pays for damage to the structure caused by fire, wind, hail, or vandalism
✔ Loss of Rental Income – Compensates for lost rent if the home becomes unlivable due to a covered loss
✔ Liability Protection – Covers legal and medical expenses if someone is injured on the property
✔ Personal Property Coverage – Protects any appliances or furnishings you own inside the home

We work with over 20 A-rated insurance carriers to ensure you get the best coverage at competitive rates.

Get the Right Coverage for Your Property

At QB Multiservices, we specialize in Dwelling Fire Insurance and work with over 20 A-rated insurance carriers to provide customized, affordable coverage. Contact us today for a free quote and protect your investment!